Please Explain

Please Explain

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Electric Bills are Soaring - Watts Going On & What Can You Do?

Electric rates are rising across New Jersey – and this seminar explains why. Learn how electricity is generated, priced, and delivered, and how supply, demand, and new technologies are driving costs up (hint: it’s not your TV). Key concepts like baseload, PJM, commodities, and brownouts are explained in plain English, along with practical strategies individuals and regulators can use to manage rates. No technical background is needed.

Wednesday, February 25, 12pm – 2pm, $49

*You’re welcome to bring lunch to class and feed both your body and your brain

Register HERE (search by course code or title) or call us at 732-224-2315

Search Course Code: XPERS-311

Inside the Mind of ChatGPT: How Generative AI Really Works

Wondering how tools like Chat GPT can write essays, answer questions, or carry on a conversation? This easy-to-understand session introduces the basic mathematical and statistical ideas behind “generative” AI – with no advanced math required. Learn how text-based AI systems recognized patterns in language to create human-like responses, and why they sometimes get things wrong or produce confusing information called “hallucinations”. Gain a clear picture of both impressive abilities and real limitations of today’s AI tools. This is a lecture-based class-no hands-on work required.

Wednesday, March 25, 12pm – 2pm, $49

*You’re welcome to bring lunch to class and feed both your body and your brain

Register HERE (search by course code or title) or call us at 732-224-2315

Search Course Code: XPERS-312

Cybersecurity Basics: How Hackers Work and What They're After

Learn how hackers target computers, tablets, and phones – and the practical steps you can take to protect yourself. Gain an understanding of common attack methods, including phishing and man-in-the-middle attacks, and shows you how to spot the warning signs before you become a victim. Explore real-world examples, understand the vulnerabilities criminals look for, and gain straightforward, everyday strategies to keep your devices and personal information safe. Leave with practical skills you can use immediately to reduce their risk of cybercrime.

Wednesday, April 29, 12pm – 2pm, $49

*You’re welcome to bring lunch to class and feed both your body and your brain

Register HERE (search by course code or title) or call us at 732-224-2315

Search Course Code: XPERS-313

Money in the News: Just what are Venture Capital, Private Equity & Hedge Funds

Curious what hedge funds actually do, how venture capital works, or why private equity buys companies? This seminar breaks down these often-confusing investment terms in clear, simple language. Learn how startups are financed, what happened to RJR Nabisco, whether hedge funds make money, and why these firms exist. We’ll highlight major players, typical returns, and insights from inside the industry. Educational only – this is not financial advice.

Wednesday, May 13, 12pm – 2pm, $49

*You’re welcome to bring lunch to class and feed both your body and your brain

Register HERE (search by course code or title) or call us at 732-224-2315

Search Course Code: XPERS-314

The Wall Street Crash that ALMOST Happened: 1998

Did you know Wall Street nearly faced its own “Cuban Missile Crisis” in 1998? Excessive leverage and private deals between major investment banks and a single quantitative hedge fund almost triggered a market collapse that could have rivaled 1929, 1987 or 2008-2009. Few insiders realized how close we came. This session explains the story in clear, accessible terms, with key financial concepts introduced along the way.

Teaser: There’s even a surprising connection to New Jersey residents!

Educational only – this is not financial advice.

Wednesday, June 10, 12pm – 2pm, $49

*You’re welcome to bring lunch to class and feed both your body and your brain

Register HERE (search by course code or title) or call us at 732-224-2315

Search Course Code: XPERS-315